Americal Insurance is here to let you know about umbrella insurance and why you should consider adding it to your coverage. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. With umbrella insurance, you are able to protect yourself from liability issues that go beyond the liability limits of standard insurance policies, including your homeowners or auto insurance.

Just like the name implies, this coverage put you under its umbrella so that when you exceed the liability coverage limits on an insurance line you will still be protected. Just like you wouldn’t want to get left out in the rain without an umbrella, you don’t want to end up in a lawsuit without this helpful coverage.

What Does Umbrella Insurance Cover?

Most liability coverage that rests within your current policies tends to only cover bodily injury and property damage to others. Umbrella policies help to extend those limits to provide additional coverage for bodily injury and property damage.

Umbrella insurance applies only when you exceed the amount of liability coverage allowed under your regular insurance policies.

Why Should You Purchase Umbrella Insurance?

You may think that you don’t need an umbrella policy, but you should take the time to consider your family’s assets should you be sued and your costs greatly exceed the liability coverage defined by your current insurance policies. These instances might seem few and far between, but you can never be too careful and this affordable insurance plan helps you enjoy peace of mind.

Umbrella insurance is typically purchased at a low cost to you, but will provide enough coverage so that you won’t have to worry about any liability costs in the future. Our agents are ready to work with you to find the right policy to fit your needs.

Every driver and homeowner in California needs umbrella insurance coverage. Protect yourself from liability issues today; visit our website for a free insurance quote and more information!

Contact us for a free umbrella insurance quote. Our team in Encino is ready to protect customers throughout the entire state of California from liability issues with our umbrella policies.